sibil skor lon apruuvl meN ahm hotaa hai, lekin kevl aadhaar kaardd se yh cek nhiiN kiyaa jaa sktaa / sibil skor jaanne ke lie pain, jnmtithi...
Home loan insurance protects new home buyers by covering outstanding loan dues if the borrower passes away before loan maturity. It secures...
The Reset Clause in a home loan lets lenders periodically revise your interest rate, usually every 2-4 years, to match market rates. Initially,...
Digital tools simplify home loan applications by streamlining eligibility checks, EMI calculations, amortisation schedules, and prepayment impact...
Joint vs Individual Home Loans: Joint home loans combine incomes for higher loan eligibility, shared EMIs, and double tax benefits, but may cause...
A loan against agricultural land lets Indian landowners pledge their land as collateral to borrow funds for various needs. Eligibility requires...
A Loan Account Number (LAN) is a unique ID assigned by lenders to track your loan details. It's essential for paying EMIs, raising queries,...
Avoid loan rejection with this Home Loan Document Checklist: Include identity proof (PAN, Aadhar), address proof (utility bills, rent agreement),...
Section 24 of the Income Tax Act offers homeowners tax benefits on interest paid toward home loans. It allows deductions for municipal taxes, a 30...
Buying property online? Verify documents, seller background, and physically inspect the site. Ensure possession & completion certificates are...
The RERA Act 2016 protects homebuyers by ensuring 70% of funds are used only for construction. It limits builder advances to 10%, mandates project...
Purchasing property in India involves legal checks, budgeting, choosing the right location and type, verifying documents, and planning payments....
Society Patta is a land document issued by Rajasthan Co-op Society, not JDA. Unlike JDA land, it lacks some legal clarity, making loans harder....
Buying a new home involves hidden costs like stamp duty, registration fees, maintenance deposits, brokerage, parking charges, interiors, GST, and...
The Assessed Income Program offers home loans to low-income, self-employed individuals without income proof. With minimal documentation, flexible...
Liquid Income Program assesses creditworthiness by evaluating actual business cash flow, ideal for self-employed with un-audited accounts. It...
Women property owners enjoy key benefits: lower stamp duty in many states, reduced interest rates and processing fees, PMAY subsidy up to ?2.67...
Fixed vs Floating Interest Rates: Fixed interest rates stay constant through the loan tenure, offering stability but can be costly if market rates...
The Emergency Credit Line Guarantee Scheme (ECLGS) offers 100% guaranteed additional loans up to 20% of outstanding credit to eligible MSMEs and...
PMAY scheme offers interest subsidy up to ?2.67L for eligible homebuyers under EWS, LIG, and MIG categories. Apply by March 31 (for MIG). Track...
Choosing the right real estate agent ensures a smooth home-buying experience. Look for strong communication skills, local expertise, positive...
Home Loans have Benefits for Woman like lower interest rates (0.05-1%), reduced stamp duty, tax deductions up to ?3.5L, and PMAY subsidies up to ?...
Selling property via GPA (General Power of Attorney) is not legally valid for ownership transfer. Only a registered sale deed ensures legal...
Improve your home loan approval chances with 3 steps: check and correct your credit report, boost your credit score (aim for 750+), and lower your...
Buying a home during pandemic requires careful planning. Use online tools, work with real estate agents, and explore housing loan options. Follow...
Understanding key real estate terms like carpet area, built-up area, super built-up area, FSI, and per sq. ft. rate is crucial when buying a home...
Lal Dora property refers to village habitation land in Delhi exempt from building bye-laws and property tax. Introduced in 1908, it offers...
The revised MSME Guidelines 2020 unified manufacturing and services under one definition, based on investment and turnover. UDYAM registration...
Affordable housing in India targets low- to mid-income buyers and addresses India's urban housing shortage. Backed by government incentives, it...
Gram panchayat property in Maharashtra offer low-cost housing options with high investment potential. However, buyers must ensure land use...
