Purchasing property in India involves legal checks, budgeting, choosing the right location and type, verifying documents, and planning payments....
Society Patta is a land document issued by Rajasthan Co-op Society, not JDA. Unlike JDA land, it lacks some legal clarity, making loans harder....
Affordable housing in India targets low- to mid-income buyers and addresses India's urban housing shortage. Backed by government incentives, it...
Gunthewari properties in Maharashtra are small plots carved from agricultural land. While affordable, they carry legal and construction risks....
A home loan EMI calculator helps estimate your monthly payments based on loan amount, interest rate, and tenure. It offers accurate, quick...
A housing loan eligibility calculator helps assess your loan eligibility based on factors like income, credit score, age, and existing EMIs. It...
India offers various affordable housing schemes like PMAY, DDA, TNHB, MHADA, and more, aimed at helping EWS, LIG, and MIG groups own homes. These...
Know the Key Factors for Home Loans on Under-Construction Properties. Buying an under-construction property requires careful planning. Choose a...
Home loan refinancing lets you replace an existing mortgage with better terms, lower interest rates, or reduced EMIs. It offers financial...
When opting for a home loan for under-construction property, key factors include loan type (self-construction, plot + construction, or renovation...
The base rate is the minimum lending rate set by the RBI, influencing loan and deposit interest rates. It is affected by policy rates, inflation,...
Check your CIBIL report for errors like incorrect info, duplicate accounts, and missed payments. Dispute mistakes with CIBIL or lenders to...
Home loan EMI for under-construction property starts upon loan disbursement, covering only interest. Full EMI begins after construction is...
Home loan foreclosure allows borrowers to repay their loans before the due date, saving on interest and improving credit scores. Methods include...
You can take multiple home loans if you meet eligibility criteria like a good debt-to-income ratio, strong credit history, and stable income....
Understanding your home loan agreement is crucial to avoid unexpected financial obligations. Key clauses include prepayment terms, default...
An Occupancy Certificate (OC) is crucial when buying a home, as it certifies that the building complies with approved plans and safety norms....
Home loan insurance secures your family from loan repayment burdens if you pass away. It ensures financial protection, offers tax benefits, and...
A duplex house has two floors, offering more space and privacy for families. Types include Ground, Standard, and Low-rise duplexes. Benefits...
Higher floors offer great views, better air quality, and privacy but come with maintenance delays and earthquake risks. Lower floors stay cooler,...
The reset clause in home loan lets lenders adjust interest rates periodically, usually every 2-4 years, based on market changes. This can raise...
Immovable property in India includes residential, commercial, industrial, agricultural, and mixed-use properties. Legal aspects like tenancy laws...
Form 16 for home loan is a vital document, proving income, tax compliance, and financial stability. It details salary and tax deductions, helping...
Do you know you can buy your own house with any credit score if you are a service member, veteran, or eligible surviving spouse? At Right Key...
No-down-payment mortgages from commercial lenders are extremely rare, and those that exist are only available to select individuals who can...
A Top-Up Home Loan is an additional loan on an existing home loan, with minimal new documentation. Clix Capital offer top-up loan with the best...
Buying an own house is an important milestone for many people, but any aspiring borrower might think double before making a buy once they look at...
Clix Capital home loans are one of the most common form of debt and come with lowest interest rates as compared to other loans providers in India...
A home loan balance transfer is the best way to ensure essential savings in the form of the lowest interest rate. Transfer your home loan from...
With Indian women becoming financially stable and independent, many of them have started realizing the significance of buying a house. Owning a...
