Understanding carpet area, built-up area, and super built-up areas is crucial when buying a property. Carpet area is the net usable space inside a...
Know the Key Factors for Home Loans on Under-Construction Properties. Buying an under-construction property requires careful planning. Choose a...
Which is the Better Investment : Plot vs Flat? Choosing between a plot or a flat depends on cost, returns, income, and flexibility. Plots offer...
Home loan refinancing lets you replace an existing mortgage with better terms, lower interest rates, or reduced EMIs. It offers financial...
When opting for a home loan for under-construction property, key factors include loan type (self-construction, plot + construction, or renovation...
The base rate is the minimum lending rate set by the RBI, influencing loan and deposit interest rates. It is affected by policy rates, inflation,...
Check your CIBIL report for errors like incorrect info, duplicate accounts, and missed payments. Dispute mistakes with CIBIL or lenders to...
Home loan EMI for under-construction property starts upon loan disbursement, covering only interest. Full EMI begins after construction is...
Home loan foreclosure allows borrowers to repay their loans before the due date, saving on interest and improving credit scores. Methods include...
Home loans for Private employees with flexible tenures and high LTV ratios. Key factors include location, legal checks, and eligibility criteria....
Section 80EE allows first-time homebuyers to claim a tax deduction of up to ?50,000 on home loan interest, in addition to Section 24B's ?2 lakh...
You can take multiple home loans if you meet eligibility criteria like a good debt-to-income ratio, strong credit history, and stable income....
Before buying a property with active home loan, review loan terms, check property condition, verify legal documents, secure insurance, and plan...
There is no limit on home loans, but approval depends on repayment ability, credit score, debt-to-income ratio, and age. Lenders assess financial...
Understanding your home loan agreement is crucial to avoid unexpected financial obligations. Key clauses include prepayment terms, default...
An Occupancy Certificate (OC) is crucial when buying a home, as it certifies that the building complies with approved plans and safety norms....
Home loan insurance secures your family from loan repayment burdens if you pass away. It ensures financial protection, offers tax benefits, and...
Deciding from villa vs apartment depends on space, privacy, cost, and flexibility. Villas offer more space, customization, and investment...
A duplex house has two floors, offering more space and privacy for families. Types include Ground, Standard, and Low-rise duplexes. Benefits...
Higher floors offer great views, better air quality, and privacy but come with maintenance delays and earthquake risks. Lower floors stay cooler,...
The reset clause in home loan lets lenders adjust interest rates periodically, usually every 2-4 years, based on market changes. This can raise...
Immovable property in India includes residential, commercial, industrial, agricultural, and mixed-use properties. Legal aspects like tenancy laws...
Form 16 for home loan is a vital document, proving income, tax compliance, and financial stability. It details salary and tax deductions, helping...
