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L&T Home Loan | Interest Rate | Eligibility | Documents Required L&T Housing or L&T Housing Finance Limited (LTHFL) is a subsidiary of L&T Finance Holdings Limited, which is registered as a housing finance company under the National Housing Bank Act, 1987. L&T Housing or L&T Housing Finance Limited (LTHFL) offers a wide range of housing finance products in the form of home loans, loan against property, home improvement loans, balance transfer and top-up loans to both the salaried and self-employed customers. However, the schemes is highly relevant to the people belonging to the middle and premium segments. The facility of construction finance is also available to real estate developers and builders with the L&T Housing. With the great transparency in the working process and the loan approval process, the company has maintained a good value to its customers and has maintained high integrity and professionalism. The company has been trying to expand its network of the services and with the constant expansion, the company has explored various areas of business and thus has introduced several innovative products and schemes to meet people’s demands and requirements.