Superannuation insurance claims are requests made to superannuation funds to access insurance benefits in the event of certain life events. These claims are typically filed due to the following:

Total and Permanent Disability (TPD): An individual cannot work due to a permanent disability.
Income Protection: When an individual's income is significantly reduced due to illness or injury.
Death Benefit: Upon the death of a superannuation fund member, their beneficiaries receive a lump sum payment.