Purchasing a dream home is a lifelong wish for many. With the easy availability of home loans these days, along with PMAY-related subsidies, this seems to be the right time to apply for a home loan and get your hands on your dream home. However, buying a house on a home loan is not easier said than done. It is a long-term commitment that involves a considerable sum that you will repay over several years. Therefore, getting the best home loan calls for massive planning, research, and strategy.