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PlanSplit for Health & Wellness Providers - What, Why, How? PlanSplit is the creation of a health services provider for all cash-based service providers. Unlike a financial company, they offer no loans to consumers or ask for credit checks to make purchases. They are not a coupon-based marketplace where providers offer their services at steep discounts. Instead, this recurring billing software allows providers to create and sell valued and discounted plans, packages, membership, and subscriptions.