Buying a house is every individual's dream, and a large number of youngsters are finding merit in starting early. Gone are the days when you could start planning to purchase a house only after getting married and having kids. At present, with the easy availability of home loans from hundreds of home loan providers in India, people in their 20's can purchase at least a small house instead of renting. Financial management is crucial to make your dream home affordable. When you apply for a home loan, you will need to pay a certain percentage of the property's price from your savings, and the rest of the price will be paid by the lender.