Before any credit report applications, the first thing you should do is to do a thorough review of your credit history. Thus the first thing is to get your credit report and review it thoroughly.

You should get all the reports from each of the credit bureau. They are not identical so you have to spend some time looking through them.

You should look out for records such as late payments, rejected applications, bankruptcy, and other negative data. In fact, you should also confirm your personal data such as residential address and name.

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