Personal loan is not a difficult task nowadays. some time back, when bank transaction were very critical because of lack of information about approaching for loans. Many customers who are working in IT companies like TCS, Wipro, Infosys or any other companies in Hinjewadi or Magarpatta City had to go to the bank branch for any kind of personal loan application in Hinjewadi or Magarpatta city. Earlier loan was provided only by loan agents in Pune. Now the time has changed. Banks are reaching their customers online very quickly and they want to have direct relationship with them. Banks are introducing themselves directly with the customer it is creating a tough competition among the agents and DSAs. Customers are benefited in the process in the form of best offers on personal loan.