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Budget 2018: Benefits for Loan Seekers – Salaried & Self Employed Customers | DealsOfLoan

This year’s Union Budget was presented on 1st Feb 2018, thus breaking the long continuing stereotype method of presenting a Union budget in the Month of March. This Year’s Union Budget, presented by Union Minister Arun Jaitley, can be considered as give and take; however, more like ‘give’ and less like ‘take’.

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As we all know, secured loan is always better then unsecured loan for any of the banks or NBFC’s. Unsecured product does not have long tenure and low interest rates program. Banks and other finance companies are focusing secured loan rather than unsecured loan. Here we have another program which is very popular in all the banks and finance companies. This program is known as liquid income program. In this program approximate 40% of market value of the property is considered as loan amount. This program is unique program where customer does not require high bank balance or high average bank balance. No need to compulsory requirement of showing regular ITR. This is one of the best programs for property loan or home equity loan in Indian market. We know most of population of business segments comes from SME category. After establishment of any business unit, it takes time to come any unit to be a profitable company.

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8 Lesser Known Facts About Loan Rejection | DealsOfLoan

8 Lesser Known Facts About Loan Rejection | DealsOfLoan
Your loan is disapproved only when the bank considers your loan case as ‘weak’. So it is useful to know in advance about the factors that make your loan case weak and eventually the probable reasons for rejection.
Now think from a banks perspective for a while, to understand the possible reasons for loan rejection. Suppose you are a money lender and you lend some money to an individual as personal loan. Before you make provision, you would like to make sure that your loan is paid back in time.

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Blog | DealsOfLoan

Blog | DealsOfLoan
Personal loan is not a difficult task nowadays. some time back, when bank transaction were very critical because of lack of information about approaching for loans. Many customers who are working in IT companies like TCS, Wipro, Infosys or any other companies in Hinjewadi or Magarpatta City had to go to the bank branch for any kind of personal loan application in Hinjewadi or Magarpatta city. Earlier loan was provided only by loan agents in Pune. Now the time has changed

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Bajaj Finance Personal Loan | DealsOfLoan

Bajaj Finance Personal Loan | DealsOfLoan
Bajaj finance is one of the largest non banking financial services company in India. It is the group company for Bajaj group of India. Generally. ‘HAMAARA BAJAJ’ is the name of faith and they believe the best services at all ground and every platform. Company incorporated with the name of Bajaj finserv. It has the unique product program which is specially designed as per current market situations.

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Before applying for mortgage loan, check out all the options. Lots of banks and financial institutions are funding the secured and unsecured loan products in India. These banks have their own products and they are funding on their own in market. SBI & BOI is the largest mortgage provider PSU banks in India. Apart from SBI & BOI, Corporation bank, Central bank of India, Union Bank of India and many more PSU banks are doing very good funding in Mortgage.

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DHFL Home Loan | DealsOfLoan

DHFL Home Loan | DealsOfLoan
Dewan housing finance limited is one of the most well known housing finance provider in India. DHFL is the company having their huge branch network in India. DHFL provide its financial services in all the urban and semi urban areas. It has a wide existence in semi urban area where it is the largest housing finance provider company. It has a well expertise sales and marketing team and potential customer base which is the most valuable things of it. 100 % customer satisfaction is the commitment of DHFL to their millions of customers who are getting the loan facility on expressway on monthly basis.

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20 Home Loan Charges You Must Know ! | DealsOfLoan

20 Home Loan Charges You Must Know ! | DealsOfLoan
Every loan transaction has various costs associated with it for the bank. There are administrative costs to handle your documents, recovery costs, and cost of handling risks associated with the lending amount etc. Also there are various bank departments and outsourcing parties involved to perform certain tasks.

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Suppose you are self employed with maximum income as liquid income. In this case bank can appraise the loan application under loan property liquid income program in urban cities in India.

Many small units are placed and they are doing well but the fact will always remain the same. They are doing well but as per bank laws and policies, they might not be eligible for loan because of insufficient bank transaction or low income ITR. If banks do not have liquid income program then most of the SME or self-employed customers are declined due to low income reason.

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Personal Loan and its Benefits | DealsOfLoan

Personal Loan is an unsecured Loan, which can be used for any purpose. Either it’s a holiday trip, home renovation, marriage or any other purpose, the Personal Loan allows a person to spend freely with no restrictions. In fact, a Personal Loan is a great boon during the times of urgent needs and with no hassles, and with minimum paperwork, a Person can avail Personal Loan for the personal requirement, whatever the need is. Since, it is unsecured in nature, there’s no need to put any collateral and this is just one of the fields, where Personal Loan scores.

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Personal Loans are the quick monetary solution for your financial needs. The Personal Loans are the instant helping hands to the people who are in deep financial crunch situations. The best part of the personal loan is it being unsecured in nature. Thus implying, that no collateral is needed to be pledged in order to avail a Personal Loan! So should we go for the Personal Loans?

Should you avail a Personal Loan?
The answer to this query is not that simple! All depends on how needy you are and how much loan is needed and at what cost! For the people who must be seeking a clear cut resolution to this ask, must determine all the features of a personal loan, its benefits and its shortcomings! Thus, offering you some ideas, below is the list of all needed benefits and all down points of personal loans, which will help you in evaluating your decision of whether you should go for the personal loan or not?

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Going for a holiday is a perfect stress buster from our hectic life. However, when a person sets out for a holiday planning, there are a lot of variables involved mainly the fundamental variable of funds. Usually, when going for holidays, there will be certain circumstances where a person would be short on funds and would be forced to cut short the time duration or just have a quick peek, this is where the boon of personal loans come into the picture.

You can use the loan to fund your ticket cost, hotel bills, sightseeing expenses or even splurge a little bit by shopping the local signature products of the destination that you choose to visit for your holidays. These expenses can be done heartily without the constant worry of running out of money to enjoy their holiday.
Dealsofloan offers instant soft approval for Personal Loan which further gets disbursed in 48 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, doorstep services, transparent processing, simple & easy documentation and competitive lowest interest rate. This loan does not need a collateral and is granted when the applicant submits certain documents and satisfies specific requirements like:
Credit score
Loan eligibility
Interest rate
Loan amount

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Personal loan is not a difficult task nowadays. some time back, when bank transaction were very critical because of lack of information about approaching for loans. Many customers who are working in IT companies like TCS, Wipro, Infosys or any other companies in Hinjewadi or Magarpatta City had to go to the bank branch for any kind of personal loan application in Hinjewadi or Magarpatta city. Earlier loan was provided only by loan agents in Pune. Now the time has changed. Banks are reaching their customers online very quickly and they want to have direct relationship with them. Banks are introducing themselves directly with the customer it is creating a tough competition among the agents and DSAs. Customers are benefited in the process in the form of best offers on personal loan.

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With the availability of several banks and lending agencies in the market which are eager to lend you personal loans at reasonable rate of interest, the process of personal loans has become easier than ever before. In fact, if you are eligible enough to get personal loans, the banks and lending agencies will be happy to offer you personal loans at attractive rate of interest. In fact, that the banks compete against each other in getting the deal done.
Everything has gone on line with the easier process for loan approvals. You can visit several websites for the purpose of eligibility calculator. Many such options are available at your finger tips to check, if you are eligible to take a loan and what the maximum amount of loan you are eligible for. Here are the steps, which you must avoid while applying for personal loans. Such silly mistakes can result in the rejection of your loan applications.

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What Factors Affect your Personal Loans Interest Rates?

The living cost has been consistently on the rise and a person often find it difficult to manage everything on their own; and sometimes fall in the state where the financial needs and demands have to be met through the lending hands of either of their close relatives, friends or any lending agency. However, when the other sources of the financial resolution get closed, the last hope for the help comes in the form of the lending agencies, which offer a person with the personal loans to cover their urgent needs and demands.

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Indiabulls Dhani Mobile Loan | Get Instant Cash
Indiabulls, one of the top finance companies in India, stands at the 2nd position when it comes to being the largest housing finance company in the country. The Indiabulls, which is rated as AAA by the credit agencies, is ranked at 13th position in terms of largest Consumer Financial Services Company globally by Forbes Global 2000. With the firm showing a strong zeal to expand its working in several different sectors, the company is making sure that it covers several other untouched segments in the Loan Market in India.

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Different Things you can do with your Personal Loans
The demand for the loans has been on the rise and this rising demand for the need of financial support is spread in the varied sectors of life. While, many a times, a person may be indeed of the financial support to buy a home, there are situations, when the financial crisis I owing to the business expansion and startups.
However, with the rising demand of the loans by the borrowers and more focus towards the better segmentation of the loans sector, allowed the whole loan sector in better categorization. Now, the situation is that every borrower is well informed about the loan types, and what to seek for during the times of needs. Now, there’s a variety of Loan types, like Home Loans, Personal Loans, Business loans, Doctor Loan and various others.

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A Quick Guide Personal Loan for the Self Employed
Personal Loans are the unsecured loans, where there are no restrictions on how a person uses the borrowed loan amount. While, the personal loans are available for all the loan seekers, there are some eligibility criteria, which need to fulfill to get the personal loans. Personal loans are considered as one of the easiest loans to borrow and in most cases, these are approved by the banks and other lending agencies. While, there are certain cases, where personal loans come as preapproved.
When it comes to the eligibility criteria, one important factor in getting an approval for the personal Loan is the job stability, thus denoting that a person needs to be salaried to get a personal loan. So, does that mean that the self employed professionals will not be entertained Personal Loan?

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Personal Finance Loan Options

Over the increasing needs of the people, and to compensate the increasing demands of the fund availability, the banks and NBFCs have been highly active in bringing the new products in the market, which caters to the needs of the people.

The demands of the various loan types are on the rise and catering to the demands, the banks, the NBFCs and several other fintech companies have been highly active on their toes to offer the people with the different loan options, which fulfill their requirements in the best way.

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Instant Personal loan in Pune

Pune City is the huge potential of banking branches & customers. Thousands of loans providers are available in Pune. Get all banks instant personal loan information on this platform. There are 5 to 6 types loan provider categories. They are PSU banks, private banks, Co-Operative banks, Non Banking Finance Company(NBFC), Pat Sanstha & the private lenders. We all know there are different types of borrowers category available in markets same time they get the financial services among themselves.

PSU Banks and Co-Operative banks are funding the loans with two individual loan guarantors for the loan approval. PSU banks don’t have interest rates offers of company category wise and the same policy is followed by co operative banks. Additionally co operative banks have some other blockages, they gets share amount deposited as security for providing any kind of financial services anywhere in Pune. Have a look at the best loan providers in the market.

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Indiabulls Home Loan | DealsOfLoan

Indiabulls Home Loan | DealsOfLoan
Indiabulls home loan brings the valuable financial program for all the valuable customers. They understand the value of your all desired dreams. Check your online eligibility with most trusted features that give you to the power to be an owner. Take the whole ownership of the house by applying online for Indiabulls home loan finance. India bulls housing finance brings the housing finance facility on the lowest interest rates in the markets. It is one of the strongest competitors of the entire banking industry in India.

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Personal Loan FAQs | DealsOfLoan

Personal Loan FAQs | DealsOfLoan
What are interest rates provided by Banks for Personal Loans in India?

All the banks will have different loan product policy wise interest rates. Most of banks offer featured Personal Loans with low interest rates will also vary depending on each individual’s eligibility criteria. Generally interest rates start at 14% to 28% in yearly reducing rates.

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All You Need to Know about GST – Dealsofloan | DealsOfLoan

All You Need to Know about GST – Dealsofloan | DealsOfLoan
GST, The Goods and Service Tax, is an upcoming taxation system to be introduced in India, which is going to merge many individual applied taxes and will pave a new reform in the taxation of India into a single tax. Considered to be the biggest tax reform of the country, ever since the country got its independence, the GST was introduced in the constitution as the 101st amendment act of 2016. Governed by the GST Council, featuring the chairman as Arun Jaitely, the Union Finance Minister of India, the GST will be implemented across the Country from 1st June, 2017.

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GST Bill & Its Effects on Financial Services | DealsOfLoan

GST Bill & Its Effects on Financial Services | DealsOfLoan
Goods and Services Tax Bill or GST Bill, officially called as the Constitution Bill 2014 (124th Amendment Bill) is a proposal for the national Value Added Tax and will be implemented from 1st April, 2017. This ‘Goods and Services Tax’ will be a composite indirect tax to be levied on manufacture, sale and consumption of the goods and services all over the country and will be a replacement of taxes as levied by the state and central government. It is being predicted that the Goods and Services Tax will be a significant step towards a reformation of indirect taxation in India. The main motto of the GST is to abolish all indirect taxes in the country.

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How to Become a DSA? | DealsOfLoan

DSA or Direct selling agents for loans is the ever increasing profession, which helps banks to get the businesses. The Direct Selling agents for loans are the ones, who generate leads for the banks and in return are rewarded with the commission, the percentage, which actually differs based on loan types. These DSAs are in fact the backbone of any banks, which proves crucial as an important working chain for the loan business for the banks all over the country..

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Express Personal Loan in Pune | DealsOfLoan

Express Personal Loan in Pune | DealsOfLoan
Now customer can avail supersonic speed for processing of personal loan in Pune. We have made possible now personal loan approval in just 24 hours. To avail this exotic program for personal loan in your city, just a click away and get express service at your home now. Now DOL expert team has made the process of approval very easy for all our customers and round the clock customer appointments gives the huge savings times to all customers across India. Specially for Pune, customers are availing the awesome personal loans in just few hours and without any tension.

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Property Mortgage Rates | DealsOfLoan

Property Mortgage Rates | DealsOfLoan
To understand how banks declare their interest rates, we need to know about the basic of lending cost, what is the current cost of funds. Normally lending cost as per market is approx 9% per annum and if we add some fix cost of lending then it will go up to 11% for non banking financial companies. But banks has large benefit of in house customers having huge current account base. The average minimum account balance is greater than Rs. 10,000 and it can go up to 10 lacs for some unique account. If we talk about average bank balance of current account base where bank do not need to give a single rupee against the minimum average balance maintenance. On the basis of this knowledge, we can say, bank has their own fund for lending without paying interest rates. So the average costs of interest rates are 10%, where there is negligible expense on funds distribution against the mortgage loan & Home Loan.

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Personal Loan Information | DealsOfLoan

Personal Loan Information | DealsOfLoan
Personal Loan information is usually a complete detail of personal loan process driven by bankers or financial institution / NBFC. Normally personal loan can be used to fulfill personal loan requirements like buying some jewellery or other requirements. Most bankers are lending loans as per their own policy. Normally personal loan approval or loan amount depending on customer’s previous and current credit history or ability to pay and its own internal credit policies. In India financial market privet sector banks are more aggressive rather than public sector bank. HDFC bank is most aggressive bank in India. Similarly ICICI bank, Kotak Mahindra Bank, Axis Bank are dealing in loans.

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Manage Your own Investment Like a Professional | DealsOfLoan

Manage Your own Investment Like a Professional | DealsOfLoan
Investment is an idea, which must be done in the proper way to secure future and your family. Investment is a necessary step towards a secured and happy life, which paves a way to the better lifestyle. A lifestyle free of all troubles.
Managing investment is very essential step and when you consider beginning with the investment, the initial step is to have a financial plan. Managing your financial plan in a better way is the need of the investment initial flowchart.

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Become an Entrepreneur | Start your DSA Business | DealsOfLoan

Becoming a DSA allows a person, to get rid of the employee status and become own boss. While, the need for the loans is ever increasing to sustain the living or to meet the dreams and requirements in a person’s life, the need of loan processing people is also on the rise. There was once a time, when the loans were not much in demand and those few who wanted to avail the loan, usually had to visit the branch to get it processed. But, now the availability of loans of different types has allowed the people to get the instant resolution to their needs and demands, either, it is for buying a car, or to get their dream home. .

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