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Cash App Overdraft - Can I Overdraft My Cash App Card A Cash App will let you overdraft on the card. Initially, here the card does not possess any fees for overdraft as no credit line is affixed to them. If you purchase using the card and the limit goes negative, in this case, a cash app will help you to pay the amount later. When you see a negative balance this is because the account is overdraft. Sometimes you may not be aware of why the negative balance is appearing in your account. As you set, auto-debit for a certain loan but fail to keep up with enough money to your balance and now Cash App is covering up so that you can pay later.