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Category: Business

Yes, you can have both a 401k and a Roth IRA and it is considered to be an effective retirement strategy. However, some limitations should be taken into consideration, like income and contributions. 401(k)’s are tax-deferred accounts and the contributions are excluded from taxable income. There is no income limit, but a limitation to how much you can contribute. The current contribution limit for 2022 is $20500.

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