If you investigate options for what an ACH provider has for a virtual terminal (VT), you can think of that VT much...

ACHPayments

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Source: https://orange-plan.net/5-reliable-sources-to-learn-about-what-is-an-ach-payment-gateway/

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If you investigate options for what an ACH provider has for a virtual terminal (VT), you can think of that VT much the same as your software application. It’s separate from the ACH payment gateway itself, but communicates to it in the same way your software application would using the providers ACH API.

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