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As a Licensed Insolvency Trustee in Oshawa, Ontario Richard Killen & Associates Durham office is located in the heart of Oshawa and serves the nearby communities of Whitby, Courtice, Bowmanville, Newcastle and Clarington. We provide a full range of financial debt counselling services including creditor negotiation, consumer proposals and helping individuals filing for bankruptcy. Since 1992 we have assisted thousands of individuals with financial troubles to get a fresh start. We understand the enormous pressure and stress that debt can put on you, not to mention your loved ones. Financial stress can also lead to health problems as any kind of stress can wreak havoc on your health.