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Ultimate Guide to Remotely Applying for a Canadian ITN in 2026 An ITN lets non-residents file taxes, reduce withholding on Canadian income, dispose of property, or handle other tax-related stuff. Plus, it's a game-changer alternative to Social Insurance Number (SIN) for opening non-resident bank accounts at places like Neo, TD Bank or RBC, which can lead to building credit and applying for cards from issuers like Capital One or CIBC. Processing times have improved, but plan ahead – official estimates say 6-8 weeks, though my data points show 2-3 weeks in practice.
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