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David Ray offers expert information on topics inside the world of Technology, Money, and Insurance. Insurance coverage for chiropractic care can vary depending on your plan. Many major insurance providers, like UnitedHealthcare, Blue Cross Blue Shield, and Medicare, cover chiropractic services, often with a co-pay. Coverage and limitations vary across plans. Some plans may only cover certain types of chiropractic care, such as spinal manipulation or manual therapy. Other plans may limit visits or require prior authorization for certain services. Contact your insurance provider to understand your coverage. Remember, your insurance coverage only applies to medically necessary care. Seek chiropractic care only when medically necessary, not for routine care or conditions that do not require it.