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CBD Payment processing: How to get the merchant to account for CBD business Many people are unaware that selling CBD in the U.S. is legal, as long as it does not contain more than 0.3 percent T.H.C. However, CBD businesses face other significant risks as well. Many banks view CBD vendors as "high-risk," which makes it challenging to provide payment processing. We have provided a guide below to help ease the struggle of finding the right processing company. Learn about the issues with high-risk merchant accounts and the common mistakes other CBD vendors make in this guide.