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Transferring a high-interest loan to a lower interest one can help you pay off faster and save money. However, if you do that frequently, it may reduce your credit score over time. Besides that, you will also pay a lot towards the balance transfer fees. Check your free credit score at Clix Capital and use the tips mentioned here to improve it. Once it reaches 725 or above, you can avail of our home loans, personal loans, or business loans at competitive interest rates.