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Punjab National Bank offers a personal loan under various categories. Eligibility criteria may vary from scheme to scheme. Check PNB Personal Loan Eligibility Criteria before applying for a personal loan. Individuals should have a good credit score. Net monthly income should be at least Rs. 15,000 in metro centers, Rs. 12,500 in urban centres, and Rs. 10,000 in semi-urban and rural centers. Apply now at Afinoz for an affordable personal loan.