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Mobile banking is the act of making financial transactions on a mobile device. This can be as simple as a bank sending a fraud or usage activity alert to a client’s cellphone or as complex as a client paying an invoice to a vendor or sending money to family members who live abroad. Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike internet banking, mobile banking typically uses an app that is provided by the financial institution for this purpose. Mobile banking is available on a 24-hour basis and is often dependent on the availability of an internet or data connection to the mobile device.
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