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https://www.nivabupa.com/health-insurance-articles/benefits-of-having-health-insurance.html With individual and family insurance plans, you have peace of mind knowing that you and your loved ones are covered and can access quality medical care whenever needed. If you are uninsured, it's essential to enrol in a health plan as soon as possible. Many states offer affordable healthcare insurance options through their marketplace, and there are also central government schemes like Ayushman Bharat that provide coverage to those who qualify. If you are employed, be sure to take advantage of your employer's health insurance benefits.