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We get a lot of questions regarding personal bankruptcy advice or assistance as well as what is a bankruptcy trustee and how they can offer assistance. As a Toronto bankruptcy firm licensed to file bankruptcies by the Canadian government, Richard Killen & Associates has been helping individuals find debt relief and become debt-free since 1992. We understand very well how overwhelming personal bankruptcy can be. You will likely want to know how the process works and how declaring bankruptcy will affect you and your family, but these questions don’t have to overwhelm you.