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Residents of Whitby and Durham can use an Oshawa consumer proposal from a Licensed Insolvency Trustee as a means of solving their debt troubles. The Bankruptcy & Insolvency Act states two ways, the first is personal bankruptcy and the second is a proposal. What Does a Consumer Proposal Entail? A proposal is an agreement negotiated with creditors through an accredited Licensed Insolvency Trustee in Oshawa and also approved by the court. A proposal is a legal agreement that grants you certain protections from loan providers and also debt collection companies.


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