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LAP – Loan Against Property, loans are a convenient means to access funds in the banking sector at lower interest rates than personal loans and any other forms of unsecured loans.When someone takes a loan, something has to be kept as a security in case he/she is not able to pay off the loan in the allotted period of time. • Due a property being security the interest rates are low Because of the same reason as above Loan against property is a secured loan. • The allotted time within the loan has to be paid is longer than any other loan. It can also be extended up to 15 Years • The EMI (Equated Monthly Installment) for Loan against Property is lower than other types of loans, the reason being same as above point.
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