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https://www.nivabupa.com/health-insurance-articles/health-insurance-for-physically-and-mentally-disabled-people.html The number of differently abled people keeps increasing by the year. Currently, there are more than 2 billion disabled people in the world, leaving about 37.5% of the population of the world differently-abled. Out of the 2 million, India houses nearly 21 million of them. However, options of health insurance for the physically challenged are quite limited.