Home Loan Market share in India HDFC Home Loan HDFC Banks, the largest private sector bank and a pioneer in the field of home loans offers tailor made home loan solution for all applicants in the form of salaried professionals, self employed professionals and self employed non professionals. Interest Rate The interest rates for home loans at HDFC Banks stands currently at 9.45% to 9.95% for all loan amount for men in case of adjustable rates of interest, while the interest rates for women stands at 9.4% to 9.9%, in an effort to motivate women towards becoming home owners. In case of fixed rates of interest or trufixed loan 2 & 3 Year Fixed Rate Variant, the same is 9.55% to 10.05% for men and 9.50% to 10.00% for women. Under TruFixed Loan – 10 Year Fixed Rate Variant, the rates of interest are 9.75% to 10.25% and 9.7% to 10.2% for men and wome10 lesser known home loan rejection causes resp.