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Source: https://www.guideline.com/blog/defining-the-small-business-401-k-access-gap/

Category: Business

Tags: american 401k statistics, what percentage of americans have a 401k

Since day one of building Guideline, we’ve known that small businesses have historically been at a disadvantage when it comes to offering their employees a retirement plan. From our perspective, it’s no mystery why. Legacy 401(k) providers avoid small businesses because they’re too difficult for them to turn a profit on—they’re not conducive to the asset-based fee model predominant in the industry.

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