Skip to main content


What types of insurance coverage do auto transport companies offer? When you're moving across the country or buying a car from a faraway dealership, you might need to use an auto transport company to get your vehicle from point A to point B. But just like any other type of transportation, there are risks involved, such as accidents or damage to your car. That's where insurance comes in - most auto transport companies offer coverage to protect your vehicle during the transportation process. In this article, we'll explore the different types of insurance coverage that auto transport companies offer. Transportation requires insurance. A-1 Auto Transport and other respectable car shipping companies provide several insurance options to protect your vehicle during travel. 1. Liability Insurance Liability insurance is the most basic type of coverage that auto transport companies offer. This insurance is required by law and covers any damage or injury that the auto transport company causes to other people or property during the transportation process. For example, if the transport truck hits another car or causes damage to someone's property, liability insurance would cover the costs. 2. Cargo Insurance Cargo insurance is designed to protect the vehicle being transported. This type of coverage typically covers damage to the car due to accidents, theft, vandalism, or natural disasters like hailstorms or floods. Cargo insurance is usually included in the transportation fee, but it's important to confirm this with the auto transport company before booking your transport. 3. Gap Insurance Gap insurance is a type of coverage that protects you if your car is damaged or totaled during transport and the payout from the insurance company doesn't cover the full value of the car. For example, if you're transporting a brand new car that's worth $30,000, but the insurance company only pays out $20,000, gap insurance would cover the remaining $10,000. This type of insurance can give you peace of mind when transporting expensive or rare vehicles. 4. Comprehensive Insurance Comprehensive insurance covers damage to your vehicle that isn't caused by a collision. This includes things like theft, vandalism, fire, and weather damage. While comprehensive insurance isn't always offered by auto transport companies, it's worth considering if you're transporting a valuable vehicle or if you live in an area with a high risk of theft or weather damage. "What are the best car delivery services near me?" you may ask. When choosing a car delivery service, insurance coverage is one of many factors. 5. Personal Insurance If you have personal car insurance, it's important to check if your policy covers your vehicle during transport. Some insurance policies don't cover vehicles during transportation, while others only offer limited coverage. If your personal insurance doesn't cover your vehicle during transport, you may want to consider purchasing additional coverage from the auto transport company. 6. Enclosed Transport Insurance Enclosed transport is a type of auto transport that involves using an enclosed trailer to protect the vehicle from the elements during transport. Enclosed transport is typically more expensive than open transport, but it offers an extra layer of protection for your vehicle. Many auto transport companies that offer enclosed transport also offer additional insurance coverage to protect your vehicle during transport. 7. Door-to-Door Insurance Door-to-door insurance covers the transportation of your vehicle from the pick-up location to the drop-off location. This type of insurance is important because it covers any damage that occurs during the loading and unloading process. If you're using an auto transport company with Car Shipping Services that doesn't offer door-to-door insurance, make sure to clarify who is responsible for any damage that occurs during loading and unloading. In conclusion, there are many types of insurance coverage that auto transport companies offer to protect your vehicle during transportation. It's important to carefully consider the different types of coverage and choose the options that best suit your needs and budget. Always make sure to read the fine print and clarify any questions you have before booking your auto transport to ensure that you have the right coverage in place. With the right insurance coverage, you can have peace of mind knowing that your vehicle is protected during transport.