Rut tien mat tu the tin dung an chua nhieu rui ro tiem tang ma chu the nen can nhac. Rui ro dau tien do chinh la muc lai suat cao. Muc lai suat nay thuong duoc tinh ngay tu ngay rut tien va thuong cao hon so voi lai suat cho cac giao dich mua sam thong thuong. Do do, viec khong tra lai so tien rut mot cach nhanh chong co the dan den tang no dang ganh vac.
Them vao do, viec rut tien the tin dung co the anh huong den diem tin dung cua ban. Mot luong lon giao dich rut tien co the tao hieu ung tieu cuc den su danh gia ve kha nang quan ly tai chinh ca nhan cua ban, lam giam diem tin dung cua ban va anh huong den kha nang vay muon trong tuong lai.
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Hon nua, neu thuong xuyen rut tien mat tu the tin dung thi rat co the se tao thoi quen tieu xai khong kiem soat. Khi tien mat trong tay, kha nang trao doi thuc te ve gia tri cua tien co the giam di, dan den viec de dang tieu xai qua muc. Dieu nay co the dan den tinh hinh tai chinh bat on va can tro qua trinh tiet kiem va dau tu.
Tuy nhien, neu ban van muon rut tien mat tu the tin dung nhung khong muon phai chiu lai suat cao tu ngan hang thi co the tham khao dich vu rut tien the tin dung cua chung toi.
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