Category: Business, Real Estate, Services

For NRIs, retirement planning is different on a fundamental level when compared to a resident Indian. It is not just about accumulating a corpus, it is about answering an existential question: Where do I want to grow old? According to wealth management experts, NRIs have high-disposable income, greater-risk taking ability as well as higher transparency expectations compared to their resident counterparts. But they also face a unique problem which is “dual geography”. In simple terms your earning years happen in hard currency (USD, GBP, AED, etc) whereas your spending years might happen in India (INR), abroad or a bit of both.