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How to Make a Death Benefit Claim - A Step-by-Step Guide Are you a beneficiary of a life insurance policy and need to make a death benefit claim? Understand the steps to a smooth and efficient payout. Are you a life insurance policy beneficiary who must make a death benefit claim? The process can be overwhelming, especially when coping with a loved one’s passing. However, it’s essential to understand the steps involved to ensure a smooth and efficient insurance payout during this difficult time. In this article, we’ll provide a comprehensive guide on how to make a death benefit insurance claim, including eligibility requirements, required documents, common issues, and delays.