How to get your credit score for free You must follow the below mentioned steps to check credit score for free on IndianMoney.com. Log on to https://indianmoney.com Click on ‘Get free credit score now’. Enter your Name, Address, Mobile Number, PAN and Date of Birth. You will receive an OTP on the Mobile Number that you entered. Enter this OTP to validate and proceed. Your Credit Score and Credit Information Report, CIR, would be displayed.