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How does the e-commerce market in India deal with the problem of payment recovery? Along with the massive increase in electronic commerce purchases, uncompleted transactions, refunds, and chargebacks have become standard problems. The reports suggest that the country’s digital transactions market will be $10 trillion by 2026, making efficient recovery mechanisms all the more necessary. The businesses are using artificial intelligence in fraud detection, automatic reminders, and legal frameworks to process the recovery of payments, thereby reducing the loss.