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Designing and developing an Internet banking System on J2EE is primarily based on the fact that it provides secure and efficient net banking facilities to your customers who are looking for online banking solutions. Mobile banking applications use languages like Java Server Pages, J2EE, Java, Enterprise Beans, Oracle database to develop apps where all banking customers can login from a secured web using login id and password, as provided by the bank while opening an account. Users gain access to options and features in the specific application such as receiving foreign exchange, transfer funds to other beneficiaries, pay utilities’ bills monthly, recharge prepaid mobile, pay postpaid mobile bills, etc.