Checking your credit score and requesting a copy of your credit report are soft enquiries that do not affect your...

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5 Things To Avoid For Getting a Better Credit Score

Source: https://www.clix.capital/clixblog/things-to-avoid-for-getting-a-better-credi...

Checking your credit score and requesting a copy of your credit report are soft enquiries that do not affect your credit score. But if you apply for a loan and your potential lender scans through your credit report to determine your creditworthiness, it is considered to be a hard enquiry and it negatively affects your credit score.

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