Category: Education

About Bajaj Finance Gold Loan: Bajaj Finance is a banking institution that is one of the top shareholders in public sector banking of the country, the customers stand to benefit as Bajaj Finance offers one of the highest value gold under the mortgage and provides speedy disbursement of funds. if a customer is looking for a good deal and good customer relations, the Bajaj Finance gold loan is the best choice. #BajajFinanceGoldLoan​ What are the Key Features of Bajaj Finance Gold Loan? Bajaj Finance gold loan offers a large number of features to their customers; the three major features are: ➡ Fast: Get Money in 40 Minutes ➡ High Loan Amount: Get up to Rs. 1 Crore ➡ Safe: 100% Safety of your Jewellery #BajajFinanceGoldLoanFeatures​ ​ What are the Advantages of Bajaj Finance Gold Loan​? Bajaj Finance gold loan is very popular among customers, and this is due to the uncountable advantages offered by Bajaj Finance gold loan, three of which are as follows: ➊ Rate of Interest: Lowest Interest Rate Across Banks in India ➋ Flexibility: Flexible Repayment Options ➌ Fast & Safe: Disbursal in 40 Mins 100% Safe #BajajFinanceGoldLoanAdvantages​ ​ What are the Bajaj Finance Gold Loan Eligibility criteria? Bajaj Finance provides the loan against gold to the applicant that fulfils their eligibility criteria in regards to age, income and overall financial standing. ➊ Gold Purity: 18 Carats or above ➋ Age: 18 - 75 Years ➌ Nationality: Indian #BajajFinanceGoldLoanEligibilityCriteria​ What are the documents required to apply for Bajaj Finance Gold Loan? To receive the loan amount applicants are required to support all their claims with the necessary documents such as: ➊ Identity Proof: Aadhar Card Passport PAN Card (any 1 of the above) ➋ Photographs: 2 Passport Size Photographs ➌ Address Proof: Aadhar Card / Driving License / Ration Card / Electricity or Water Bill What are the Interest Rates& Charges applied to an Bajaj Finance Gold Loan? Bajaj Finance gold loan is charged at 7.00% excluding the overhead charges, the tenure of the loan affects the interest rate. The time period and gold loan per gram price in the market is the basis of the loan. ➡ Interest Rate: 7.00% p.a. ➡ Processing Fee: 0.23% of Loan Amount ➡ Prepayment: 1% ➡ Gold Valuation Fee: Rs 250 ( Upto 1 .50 Lacs), Rs 500 (above 1 . 50 Lacs) ➡ Late Repayment: 2% p.a. plus applicable ROI ➡ Renewal PF: Rs 350 + GST #BajajFinanceGoldLoanInterestRate​ Gold Ornaments Accepted: Gold Jewellery such as Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. Quality: The quality of gold should be between 18 Carat to 22 Carat How to Apply for Bajaj Finance Gold Loan? Apply Online for Bajaj Finance Gold Loan: https://www.dialabank.com/gold-loan/​ Apply on Phone 9878981144 Our Relationship Manager will call you and fix your Branch Visit Visit the Branch and get a loan in 40 Minutes _______________________________________________ Timestamps: 0:08​ Bajaj Finance Gold Loan key features​ 0:16​ Advantages of Bajaj Finance Gold Loan ​ 0:30​ Bajaj Finance Gold Loan Eligibility Criteria ​ 0:47​ Bajaj Finance Gold Loan Documents Required ​ 1:11​​ Bajaj Finance Gold Loan Interest Rate and Charges 1:28​ How to Apply for a Bajaj Finance Gold Loan _______________________________________________ THINGS TO KNOW ABOUT #GOLDLOAN​​​ : Minimum Sanction Limit of Gold loan?: https://youtu.be/TuNl2LddB6w​​ How Gold Loan EMI Calculated ?: https://youtu.be/YVlqyKJA0is​​ Documents Required for Gold Loan?: https://youtu.be/M2LOkebQT50​​ What Happens if Gold Loan is not Paid?: https://youtu.be/iCsdgHkOjoY​